Last year, we launched Shared Payment Tokens (SPTs), a payment primitive for agentic commerce that lets agents initiate payments with a customer’s permission and preferred payment method, without exposing the underlying credentials. We’ve seen widespread adoption of SPTs by leading businesses such as Etsy and URBN (including Anthropologie, Free People, and Urban Outfitters). Since then, sellers have asked us for access to more of the most popular payment methods for agentic transactions. To that end, we’re expanding SPT support to enable broader access to network-led agentic payment capabilities, including Mastercard Agent Pay and Visa Intelligent Commerce, as well as buy now, pay later (BNPL) methods such as Affirm and Klarna. This makes Stripe the first and only provider that supports both agentic network tokens and BNPL tokens in agentic commerce through a single primitive. These capabilities are already rolling out: Stripe is using agentic network tokens to process transactions across supported AI agents.
Enable network-led agentic payments with Mastercard and Visa
Built by Mastercard and Visa and deployed in partnership with Stripe, agentic network tokens are network-issued, secure digital credentials that allow authorized AI agents to initiate payments on a customer’s behalf without exposing underlying card details.
“Mastercard Agent Pay represents a fundamental shift in how agent-initiated commerce comes to life, extending the scale and trust of network tokenization into AI-driven payments,” said Pablo Fourez, chief digital officer at Mastercard. “Together with Stripe, we’re helping build and scale the critical infrastructure for the agentic economy.”
“Agentic commerce is accelerating the next phase of digital payments, where security, control, and scale are foundational,” said Rubail Birwadker, senior vice president, head of growth products and partnerships at Visa. “Through our partnership with Stripe, Visa agentic network tokens will power agent-driven payments with the same trust, performance, and protections merchants rely on every day.”
Looking Ahead
Looking ahead, we plan to expand SPT support to more payment methods, making agentic payments accessible to more customers. And to learn more about how we’re expanding our agentic commerce solutions, join us at Stripe Sessions.